Moving to a 55 and older community near Port St. Lucie? Sell your current home first.

Where are the 55 and older communities near Port St. Lucie?

These are the communities their builders market as 55 and older, grouped by area. Status is what each builder's page showed in September and October 2026; it changes fast, so confirm before you visit.

PGA Village Verano is not age-restricted as a whole; its 55 and older section, Cresswind, is sold out. Every GL Homes name on this page links to GL's own page.

Ask any community for its written statement of how it qualifies as housing for older persons and its age-verification rules before you buy. For the fees in the Tradition area, see Tradition CDD fees.

How do the 55 and older rules work?

Federal fair housing law, and Florida's version of it, let a community limit occupancy by age if it qualifies as housing for older persons. To qualify under the 55 and older standard, a community must have at least 80% of its occupied units occupied by at least one person 55 or older, publish and follow policies that show it intends to be housing for older persons, and verify ages under federal rules (24 CFR 100.305 to 100.307; s. 760.29(4), Florida Statutes).

What that means for you in practice: the community's own rules decide who else may live in a home and for how long, so read the declaration and the rules before you sign, and ask how the community verifies age at closing.

How do you sell your current home first?

1. Know your number and your net

   Start with what your current home will likely sell for and what you would walk away with after every cost. That number sets your budget for the new home. Get it in writing with a Sharp Number.

2. Get the builder's timeline in writing

   Ask each builder when deposits are due, when the home will close, and whether it will accept a contract that depends on selling your home. Answers differ by builder and by community.

3. Line up the two closings

   Common ways to avoid carrying two homes: list when the new home's closing date firms up, negotiate a short lease-back after your sale, or move into a rental in between. Which one fits depends on your numbers.

4. Keep your Florida tax savings

   If your current home is a Florida homestead, you can move up to $500,000 of its Save Our Homes benefit to a new Florida homestead set up within three years. You have to file for it (s. 193.155, Florida Statutes).

5. Register before your first visit

   Many builders pay a buyer's agent only if the agent is registered before your first contact. Read how builder registration works.

What does a 55 and older home cost each year beyond the price?

Plan for four lines on top of the mortgage: property taxes, CDD assessments where a district exists, HOA dues, and insurance. In the Tradition area the CDD alone runs $439.51 to $967.80 a year for operations and maintenance plus any debt line, and $645.74 to $933.26 a year all-in in Southern Grove neighborhoods such as Del Webb and Telaro Plat 2 (fiscal 2026/27 district budgets). HOA dues are separate from the CDD and, in communities with large clubhouses, can be the bigger line, so get the association's current budget in writing.

Selling a home inside a 55 and older community?

The buyer pool is set by the community's rules, so price from closed resales inside the same community and the builders' current prices nearby, not from the countywide median. Brent writes the number from 3 closed sales and 3 active listings, adjusted for the differences, with his comments. If you have inherited a home in one of these communities, start with what to do first with an inherited home.

Questions

Who wrote this?

Brent Sharp is the broker and owner of Sharp Real Estate Group LLC in Port St. Lucie. He lists homes for sellers and helps buyers with resale homes and new construction across St. Lucie and Martin County. For 26 years he has helped people buy and sell homes here, and he has valued more than 12,000 homes. He is a licensed Florida real estate broker and a valuation expert.

Sources

1. Electronic Code of Federal Regulations, 24 CFR Part 100, Subpart E, Housing for Older Persons (sections 100.305 to 100.307).
2. The Florida Statutes (2026), section 760.29 (housing for older persons).
3. The Florida Statutes (2026), section 193.155 (Save Our Homes portability, up to $500,000, new homestead within three years).
4. Tradition Community Development Districts 1-11, Final Budget Fiscal Year 2026/2027 (adopted September 2, 2026); Southern Grove Community Development Districts 1-10, Final Budget Fiscal Year 2026/2027 (adopted September 2, 2026).
5. GL Homes, Valencia Vista and Valencia Parc; Mattamy Homes, Telaro; Taylor Morrison, Esplanade at Tradition. Read September 28, 2026.
6. 55places, Port St. Lucie 55+ communities (status of Del Webb Tradition, Catalina Palms at Sundance, Four Seasons at Wylder, Veranda Preserve, Vitalia, Cascades, Cresswind), September 17, 2026.

General information, not legal, tax or lending advice. Fees, rates and builder status change; confirm each one for the address before you rely on it.

Last updated October 29, 2026 · Published October 29, 2026 · Reviewed by Brent Sharp, Broker